The Budgeting Exercise You Need To Create A Solid Foundation For Your Financial Goals

In this episode, We speak to the Financial Readiness Coach, Fay Chan.

Not only does she have financial sense, Fay is also a mum and an avid writer. She is very passionate about everyday, personal money matters.

Whether you are trying to buy your first home, second home or needing to clear some debt before making an investment Fay is here to help.

Fay also specialises in providing clear and easy to follow budgets for both families and singles.

Her advisory & coaching angle is very intuitive – how you are about your finances lies in your willingness to be aware & responsible – nothing else. The actions to follow, about what you can do or not do about your money, will be obvious & what follows is then a direction towards strategy, not before.

Fay's aim when working with you is for you to leave feeling clear & empowered about your numbers giving you a peace of mind & a sense of direction about your financial position.

Budgeting though isn’t about spending less or doing without, although compromise and sacrifices are needed at times.

It’s really about what you do with what you have, and how you go about utilising it.

This applies to everyone – It doesn’t matter whether you’re single, married, have kids, or even a small business owner trying to manage your finances. Or you may earn a decent income and have no problems with bills, but the money just falls through your fingers like sand.

A Budgeting Exercise is about creating a solid foundation so that you can then propel forward with your financial goals.